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Terms & Conditions

Effective Date: 02/25/26

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These Terms & Conditions (“Terms”) govern your use of the website, programs, services, and products provided by Chantell Beete (“we,” “us,” or “our”).

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By accessing this website or purchasing any product or service, you agree to these Terms.

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If you do not agree, please do not use this website or our services.

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1. Use of This Website

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This website and its content are intended for individuals aged 18 years or older.

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By using this website, you confirm that:

  • You are at least 18 years old

  • You will use this website lawfully

  • You will not misuse, copy, distribute, or exploit content

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We reserve the right to refuse service to anyone at our discretion.

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2. Intellectual Property

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All content on this website, including but not limited to:

  • Text

  • Branding

  • Logos

  • Program names (including Invest Like a Billionaire™, Wealth Identity™, Black, Beautiful & Wealthy™)

  • Graphics

  • Videos

  • Downloads

  • Course materials

  • Podcast content

  • Worksheets and templates

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is owned by Chantell Beete unless otherwise stated.

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You may not:

  • Copy

  • Reproduce

  • Distribute

  • Sell

  • Republish

  • Modify

  • Share login access

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without prior written consent.

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Unauthorized use may result in legal action.

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3. Educational Purpose Only

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All programs, courses, podcasts, and digital materials are provided for educational and informational purposes only.

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They do not constitute:

  • Financial advice

  • Investment advice

  • Legal advice

  • Tax advice

  • Insurance advice

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You are responsible for your own financial decisions.

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For full details, please refer to our Legal Disclaimer.

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4. Purchases (Courses, Digital Products, Merch)

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When purchasing any product or service, you agree to:

  • Provide accurate billing information

  • Pay all applicable fees

  • Comply with payment terms

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All prices are listed in CAD.

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We reserve the right to change pricing at any time.

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5. Digital Products & Course Access

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Upon purchase of a digital product or course:

  • You receive a limited, non-transferable license

  • Access is for personal use only

  • Login credentials must not be shared

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We reserve the right to revoke access if misuse or unauthorized sharing occurs.

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Course content is subject to change at any time.

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6. Merchandise Purchases

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For physical products:

  • Shipping times are estimates

  • We are not responsible for delays caused by third-party carriers

  • You are responsible for providing accurate shipping information

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Lost or damaged items should be reported within 7 days of delivery.

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7. Refund Policy

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Refund policies vary depending on the product or service purchased.

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Unless otherwise stated:

  • Digital products are non-refundable

  • Courses are non-refundable once access has been granted

  • Merch refunds are handled on a case-by-case basis

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Specific refund terms may be outlined at the point of purchase.

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We reserve the right to update refund policies at any time.

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8. Real Estate Services

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Real estate services are governed by separate written agreements in accordance with Ontario real estate law.

Nothing on this website constitutes a binding real estate agreement.

Formal representation requires a signed agreement.

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9. No Guarantees

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We do not guarantee:

  • Income growth

  • Investment returns

  • Business success

  • Real estate appreciation

  • Financial results

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Testimonials reflect individual experiences and are not typical or guaranteed outcomes.

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Your success depends on many factors beyond our control.

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10. Limitation of Liability

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To the fullest extent permitted by law, Chantell Beete shall not be liable for:

  • Financial losses

  • Investment losses

  • Indirect damages

  • Consequential damages

  • Business losses

  • Loss of opportunity

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Use of this website and our services is at your own risk.

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11. Third-Party Links & Tools

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Our website may contain links to third-party websites or tools.

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We are not responsible for:

  • Their content

  • Their privacy practices

  • Their terms

  • Their services

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Use third-party platforms at your discretion.

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12. User Conduct

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You agree not to:

  • Harass or abuse others

  • Share confidential program content

  • Engage in unlawful activity

  • Attempt to hack or disrupt the website

  • Misrepresent your identity

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Violation may result in termination of access.

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13. Privacy

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Your use of this website is also governed by our Privacy Policy.

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By using this website, you consent to the collection and use of information as outlined in our Privacy Policy.

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14. Changes to These Terms

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We reserve the right to update or modify these Terms at any time.

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Updates will be posted with a revised effective date.

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Continued use of the website constitutes acceptance of the updated Terms.

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15. Governing Law

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These Terms are governed by the laws of Ontario, Canada.

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Any disputes shall be resolved in the courts of Ontario.

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