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Legal Disclaimer

Effective Date: 02/25/26

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This Disclaimer applies to all content, programs, courses, services, and materials provided by Chantell Beete, including but not limited to:

  • Invest Like a Billionaire™

  • Black, Beautiful & Wealthy Academy

  • Wealth Identity™ Quiz

  • Digital downloads and workbooks

  • Masterclasses and workshops

  • Coaching or mentorship programs

  • Real estate education content

  • The Black, Beautiful & Wealthy Podcast

  • Website content

  • Social media content

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By accessing or participating in any of the above, you acknowledge and agree to the terms below.

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1. Educational & Informational Purposes Only

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All content provided by Chantell Beete is for educational and informational purposes only.

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Nothing on this website, in any course, program, podcast episode, workshop, social media post, or downloadable resource constitutes:

  • Financial advice

  • Investment advice

  • Legal advice

  • Tax advice

  • Accounting advice

  • Insurance advice

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We do not provide personalized financial recommendations.

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You are solely responsible for your own financial decisions.

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2. No Client-Advisory Relationship

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Participation in any course, mentorship, quiz, or program does not create:

  • A financial advisor-client relationship

  • An investment advisor-client relationship

  • A legal advisor-client relationship

  • A tax advisor-client relationship

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Any examples shared are for illustrative purposes only.

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You should consult a licensed professional before making financial, tax, legal, insurance, or investment decisions.

 

 

3. Real Estate Education vs. Real Estate Representation

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Educational real estate content is separate from licensed real estate services.

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If you engage Chantell Beete in a formal real estate transaction, a separate written agreement governed by provincial real estate law will apply.

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No information provided through courses, podcast episodes, blog posts, or digital materials constitutes a binding real estate agreement.

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4. No Guarantees of Results

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We do not guarantee:

  • Income increases

  • Investment returns

  • Profitability

  • Business success

  • Financial outcomes

  • Real estate appreciation

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Any testimonials or case studies shared reflect individual experiences and are not guarantees of similar results.

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Your results depend on many factors including:

  • Market conditions

  • Personal effort

  • Financial decisions

  • Risk tolerance

  • Economic environment

  • Individual circumstances

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You accept full responsibility for your results.

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5. Investment Risk Disclosure

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Investing in real estate, stocks, cryptocurrency, business ventures, and other financial instruments involves risk.

You may lose money.

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You understand that all investments carry risk and that past performance is not indicative of future results.

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Chantell Beete is not responsible for any losses incurred as a result of decisions you make after consuming educational content.

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6. Wealth Identity™ Quiz Disclaimer

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The Wealth Identity™ Quiz is a personal development and educational tool.

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It does not:

  • Assess financial suitability

  • Determine investment eligibility

  • Replace professional financial advice

  • Provide individualized investment strategies

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Results are based on self-reported responses and are intended for reflection and education only.

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7. Course Content Subject to Change

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All courses, program descriptions, pricing, and content outlines are subject to change at any time without notice.

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We reserve the right to:

  • Modify course materials

  • Update curriculum

  • Change delivery format

  • Adjust pricing

  • Discontinue programs

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8. Third-Party Tools & Resources

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We may reference third-party tools, financial products, platforms, or services.

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We are not responsible for:

  • Their performance

  • Their terms

  • Their privacy practices

  • Their outcomes

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You are responsible for conducting your own due diligence before engaging with any third party.

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9. Personal Responsibility

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By participating in any program, course, or service, you acknowledge that:

  • You are responsible for your financial decisions

  • You are responsible for your investment actions

  • You are responsible for implementing strategies

  • You are responsible for seeking professional guidance where needed

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You agree to use your judgment and discretion.

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10. Affiliate & Promotional Disclosure (If Applicable)

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From time to time, we may recommend tools, services, or platforms and may receive compensation or affiliate commissions.

 

Such recommendations are made in good faith but do not constitute endorsements or guarantees.

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11. Limitation of Liability

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To the fullest extent permitted by law, Chantell Beete shall not be liable for:

  • Any direct or indirect loss

  • Financial loss

  • Investment loss

  • Business loss

  • Loss of opportunity

  • Damages resulting from reliance on information provided

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Use of our website, courses, and materials is at your own risk.

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